Artificial Intillegence » Zelle Payment for evergreen

Private

Project *AFC Artificial Intillegence  » Algo Trade Automation  » Algo Trade Manual  » Bulk mail Automation with web interface  » Bulk Mail Service For Bench Sales  » Code Generation Tool  » Cold Emailing Automation (AI-Driven)  » Invoice Inventory Automation  » invoice to inventory for evergreen  » Test Automation  » What's app Bulk messaging with AI agents  » Zelle Payment for evergreenCharan Technologies _ DevelopmentEver green Farms USA (static website)Evergreen farms (pos)Evergreen React ApplicationHackthonIT HappENSLucky BraidsMy Produce StandOffice Requirments  » Daily Tasks For Madhu  » Employees requirements  » Recruitment senior mern stack developer  » Red MIne Speed  » Senior Mern Stack DeveloperQA TestersRare FruitsRegal SolarRegal Solar DMRegal Solar Energy_ ReactReliance Home Builders_ reactRemit2AnyRestaurant POSRSVPRV_ EngraverSri Farms _ DMSri_FarmsTech FourceTechnical RequirementsTechy_DevelopmentTravel Mate

Tracker *Bug Feature Support

Subject *

Description Edit 1. Types of Chase APIs Chase offers different API sets depending on your relationship with them: (a) Chase Consumer Developer Portal (developer.chase.com) Mainly sandbox / test APIs. Transaction & account APIs exist but not real-time in production. Good for experimentation, not sufficient for enterprise business cases. (b) Chase Business & Treasury APIs Available if you are a commercial / treasury banking client. Provides: Real-time transaction feeds (intraday updates for ACH, wires, Zelle, card auths). Payment APIs (initiate Zelle, ACH, wires, bill pay). Webhooks or SFTP feeds for event-driven updates. Requires formal onboarding & partnership contract. 2. How Real-Time Works For businesses, Chase supports intraday reporting APIs, which give you: Immediate confirmation when a payment (Zelle, ACH, wire) is sent or received. Pending card authorizations in near real-time. Webhooks/Callbacks for status changes (initiated → completed → returned). Think of it as a cash management API suite — tailored for treasury use cases like reconciliation, cash flow, fraud monitoring. 3. Steps to Get Access Be a Chase Business Client (treasury account). These APIs are not open to individuals or small developers. You need a business banking or treasury relationship. Contact Chase Treasury Management / API Sales You don’t just “sign up online.” You must contact your Chase relationship manager or fill the form on J.P. Morgan Treasury Services . Business Case Proposal Document your use case: “We need real-time Zelle/ACH transaction data for automated reconciliation and fraud detection.” Show compliance readiness: encryption, data security, SOC2, etc. Legal & Security Review NDA, API contract, and sometimes an integration certification process. If you’re handling money movement: KYC/AML checks and possibly money transmitter licenses. Technical Integration Authentication: OAuth 2.0 client credentials flow. Data delivery: REST APIs + optional webhooks/SFTP streams. Observability: Must log payment_id, correlation_id across systems. 4. If Direct Access Isn’t Possible Fallback is still: Plaid / Finicity / MX → near real-time transaction webhooks. Works across multiple banks. Good for MVPs and mid-sized businesses. Later, migrate to direct Chase APIs once you’re approved.